Sarath Jerome - NFIP, CPAU, Engineer

Insurance Appraiser, Umpire, and Large Loss Consultant

Jerome is a seasoned Appraiser and Umpire with over 12 years of experience in residential, high-value residential, commercial and liability claims. He holds Independent Adjuster authority in more than 40 states and is highly proficient in Xactimate and Symbility.

An Engineering graduate with a decade of experience in Insurance mitigation business, Jerome turned his focus on Adjusting and Insurance Dispute resolution through Appraisals. He brings a unique and comprehensive skill set to his roles as an Appraiser and Umpire.

Jerome is Flood certified and experienced in addition to Wind & Hail Claims, Hurricane, Fire & Smoke, Lightning, Water, Mold, Vandalism and Catastrophe Claims.

Experience & Certifications

Industry Certifications

  • Independent Adjuster with Authority in 40+ states

  • Certified Property Appraiser and Umpire Registration # 72550288

  • Engineer by Education

  • NFIP Flood Adjuster – Flood Control Number # 0070011826.

  • IICRC Certified FSRT – Fire and Smoke Damage Restoration Technician

  • IICRC Certified WTR – Water Damage Restoration Technician

  • Haag Certified Inspector – Residential Roofs

  • Haag Certified Inspector – Commerical Roofs

  • Haag Certified Inspector – Wind Damage

  • Level I Roof Specific Rope Access Certification

  • Xactimate L3 Certification

  • Symbility L2 Certification

  • Texas Windstorm Insurance Association Field Adjuster Certification

  • Former Licensed Home Improvement Contractor

  • State Farm Policy Certification

  • State Farm Auto Certification

  • State Farm Estimatics Certification

  • USAA Adjuster Certification

Industry Experience

  • 500+ Appraisals handled for Policy Holder

  • 350+ Appraisals handled for Carrier (Allstate, Liberty Mutual, Indiana Farmers etc.)

  • 30+ Umpire Assignments

  • 12+ Yrs in Insurance Industry

  • 10+ Yrs as a Corporate Program Manager

  • 5+ Yrs as a Licensed Mitigation Contractor

  • 10 Yrs experience in Gutting Houses and Rebuilding

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Appraisals for Policyholders
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Appraisals for Carriers
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Umpire Assignments Resolved
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Years in the Insurance Industry

We work with all insurance companies: We negotiate directly with you insurance so you don’t have to

+ many more...

712% Average Payout Increase:


Get the Full Payment you Deserve

Our public adjusters excel at settling denied claims and increasing settlement amounts for both residential & commercial claims.

Residential Claims

We specialize in helping homeowners with insurance claims, especially when claims are denied or the offered amount isn't enough to cover repairs. Our team works hard to negotiate fair settlements, ensuring homeowners get the money they need to fix their homes.

Commercial Claims

We specialize in commercial insurance claims, when business owners face denials or insufficient offers that can disrupt operations and income. With a team of engineers, adjusters, and estimators, we ensure fair settlements, minimizing business disruptions and financial impacts.

97% Success Rate:

Settle your claim for maximum compensation

On average, our clients receive a 712% larger payout on their insurance claims

With a 97% success rate, our public adjusters excel at settling denied claims and increasing settlement amounts.

Our expertise in thoroughly understanding your policy and providing accurate estimate documentation ensures you receive the compensation you deserve.

This turns frustrating claim rejections into fair and satisfactory outcomes.

Proven Success in Insurance Claims: Real Case Studies, Real Results

Fire Damage

with Travelers

Other Attorney

$214,872

Claim Warriors

$418,317

“Claim Warrior was a lifesaver stepping into navigate the fire damage claim when the insurance representative was unresponsive and evasive.”

Danny A.

Roof Damage

with Progressive

Other Adjuster

$4,295

Claim Warriors

$51,618

“Claim Warrior proved storm damage caused roof issues. countering the insurance claims of contractor error, and getting me a fair settlement to repair my roof.”

John W.

Water Damage

with Allstate

Original Settlement

DENIED

Claim Warriors

$114,473

“Insurance company initially offered too little and didn’t want to pay. Claim Warrior helped me get fair compensation for water damage from a pipe burst.”


Kelly P.

5,000+ Happy Customers and Counting:

Real Stories of Success with SPJ Adjusting

“SPJ Adjusting Services helped me navigate a complicated insurance claim and get the compensation I deserved. I highly recommend their services.”

AaronTaylor

Baltimore, MD

“The team at SPJ Adjusting Services was professional and knowledgeable. They helped me explain to my insurance why certain items in our claim was required and got a payout for it"

Jane Doe

Chicago, IL

“Mr Jerome does not argue, rather document and explain things to the insurance. That made all the difference”

Mike Johnson

Charlotte, NC

FAQ

When should I hire a public adjuster?

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How does Claim Warrior get paid?

We work on a contingency fee basis, which means we receive a percentage of the final insurance settlement. This fee is agreed upon before they begin work on your claim.

Why should I choose a public adjuster over handling the claim myself?

Public adjusters bring specialized expertise in insurance policies, claims procedures, and negotiation tactics. They can often secure higher settlements than policyholders can negotiate on their own, and they handle all the complexities of the claims process, saving you time and reducing stress.

What if I've already received a settlement offer from my insurance company?

Even if you’ve received a settlement offer, a public adjuster can review it to ensure it adequately covers all damages and losses. They can negotiate with the insurance company for a higher settlement if necessary.

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